Building a portfolio that’s custom-fit
To build your customized portfolio, we look first to asset allocation, blending a mix of stocks and bonds to match your risk/reward requirements. Next, we diversify within each asset class to meet your total return objective. We then select individual assets to complete your portfolio. We employ a multi-discipline investment approach, including growth, growth and income, and value.
To tailor your portfolio to meet your investment goals, Andover Equity Associates will review each existing investment, measure its contribution to your portfolio and evaluate your asset allocation. We will make recommendations for integrating assets to bring your asset allocation in line with your objectives. Decisions will be made by weighing the risk/reward relationship of each investment and evaluating its impact on your portfolio. A comprehensive investment policy statement will be written for you and updated whenever your financial needs change.
| Asset Category | Current Allocation | Target Allocation | Acceptable Range |
|---|---|---|---|
| Cash | 100.0% | 10.0% | 5 - 25% |
| Money Funds | 10.0% | ||
| Fixed Income | 20.0% | 20 - 50% | |
| U.S. Government Bonds | 10.0% | ||
| U.S. Government Bonds | 10.0% | ||
| Stocks | 0.0% | 70.0% | 35 - 75% |
| Large U.S. Stocks | 0.0% | 55.0% | |
| Mid-Cap U.S. Stocks | 0.0% | 5.0% | |
| Small Company Stocks | 0.0% | 5.0% | |
| Foreign Stocks | 0.0% | 5.0% | |
| Total | 100.0% |
Working with you through this process, Andover Equity Associates will develop a distinctive portfolio personalized to meet your financial goals. We work with, and occasionally recommend, attorneys, accountants and insurance professionals to assure your assets are arranged in proper legal and tax format.